Colburn Law

Trucking Company Insurance Adjuster Tactics

After a truck accident, you deserve fair compensation for the harm that you suffered. From medical care to lost wages, the damages can add up quickly. However, when filing an insurance claim following the collision, you may struggle to recover the compensation that you deserve.

As you embark on this journey, it is essential to be aware of the tactics employed by trucking company insurance adjusters. These representatives often prioritize the company’s interests over the well-being of accident victims. By understanding these strategies, you can better protect your rights and improve your chances of a fair settlement.

#1: Offering a Lowball Settlement

An insurance adjuster may pressure you to accept a settlement shortly after the accident, knowing that you are likely in a vulnerable state and need financial support. However, these initial offers rarely account for the full extent of your injuries, future medical expenses, lost wages, and pain and suffering.

If you accept the settlement now, you won’t be able to recover more compensation in the future—even if it is clear that you require a larger award. To protect your financial future, resist the temptation to accept a lowball settlement and ask a truck accident attorney in Seattle to evaluate any offers.

#2: Asking for a Recorded Statement

Insurance adjusters may request a recorded statement from you, claiming that it is a standard procedure to process your claim. However, this tactic is often used to gather information that can be used against you later in the process.

The adjuster may ask certain questions or attempt to solicit responses that minimize the severity of your injuries or shift blame onto you. Politely decline to provide a recorded statement and instead direct all communication through your attorney, who can help you protect your interests.

#3: Refusing to Negotiate Your Offer

When you present a counteroffer to the insurance company, the adjuster may refuse to negotiate or engage in meaningful discussions. This tactic is designed to discourage you and make you feel as though your claim is not valid.

However, it is important to remember that negotiation is a crucial part of the claims process, and an attorney can provide the authority necessary to kickstart these discussions. By presenting strong evidence and a well-crafted argument, your attorney can help compel the insurance company to take your claim seriously and offer a fair settlement.

#4: Blaming You for the Accident

Insurance adjusters may attempt to shift blame for the accident onto you, even if the evidence clearly indicates that the truck driver or trucking company was at fault. They may try to argue that you were partially responsible or that your actions contributed to the severity of your injuries.

This tactic is used to reduce the amount of compensation you are entitled to receive. It is essential to have an attorney who can thoroughly investigate the accident, gather evidence, and build a strong case on your behalf to counter these accusations.

Defend Your Rights with an Attorney from Colburn Law

When dealing with trucking company insurance adjusters, it is crucial to have an advocate on your side to protect your interests. Colburn Law is well-versed in the tactics employed by these adjusters and is committed to recovering the full compensation you deserve.

Do not let insurance companies take advantage of you during this difficult time. Contact Colburn Law at (206) 880-7628 to schedule a free consultation and discover how we can help secure the best possible outcome for your case.